Have you seen what your Doctor charges lately? Don't get
caught without a health insurance plan
Health care insurance provides coverage for an individual
or a family. In general, individual plans are more expensive than group
insurance plans. You can obtain individual plans directly from a company
who offers them who will evaluate you from a health standpoint, in terms
of how much risk you present to them. Usually, they'll provide a questionnaire
for you to fill out, asking various questions about your current and past
health history. They will determine your risk accordingly, from which
a premium will be generated.
If available, group insurance is generally a better option,
since it is usually more comprehensive and less expensive than individual
insurance. However, individual coverage is ultimately better than being
uninsured in the event of illness or injury. Although you may believe
you can live without health insurance, you are taking a large risk if
you choose not to be covered. An unexpected illness or serious injury
can put you and your family under great financial stress.
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